Terms & Conditions

Last updated: July 8, 2026

These Terms & Conditions (“Terms”) govern access to and use of the website and software platform operated by 4Way Enterprise (“we”, “us”) at https://app.4wayenterprise.com/ and related services (the “Services”). By accessing or using the Services, you agree to these Terms.

1. Eligibility and accounts

You must have authority to bind yourself or the organisation you represent. You are responsible for safeguarding credentials and for all activity under your account. Notify us promptly of unauthorised use.

2. The Services

The Services provide tools for loan facilitation workflow, data management, and related operations as made available to your organisation. Features may change; we may suspend or deprecate functionality with reasonable notice where practicable.

3. Acceptable use

Comply with applicable laws and regulations, including those governing financial promotion, privacy, and data protection.
Do not misuse the Services (e.g. unauthorised access, introducing malware, scraping in violation of our policies, or circumventing security).
Do not upload unlawful content or content that infringes third-party rights.
Use loan-related features in line with your licences, approvals, and internal policies.

4. Customer data

Your organisation remains responsible for data it inputs, including borrower or lead information. You grant us permission to host, process, and display such data solely to provide and improve the Services and as described in our Privacy Policy. You warrant you have lawful grounds to submit the data you provide.

5. Intellectual property

We retain all rights in the Services, software, branding, and documentation. Subject to these Terms and your subscription or agreement, we grant you a non-exclusive, non-transferable right to use the Services for your internal business purposes.

6. Third-party services

Integrations (e.g. sign-in with Google) are subject to the third party’s terms. We are not responsible for third-party services outside our reasonable control.

7. Disclaimers

The Services are provided “as is” and “as available”. To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not provide legal, tax, or specific lending advice; outputs are operational aids only.

8. Limitation of liability

To the maximum extent permitted by applicable law, we shall not be liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits, data, or goodwill. Our aggregate liability for claims arising out of these Terms or the Services shall not exceed the fees paid by you to us for the Services in the twelve (12) months preceding the claim, or, if none, one hundred (100) currency units of the jurisdiction of contract. Some jurisdictions do not allow certain limitations; in those cases our liability is limited to the minimum permitted.

9. Indemnity

You will defend and indemnify us against claims arising from your use of the Services, your data, or breach of these Terms, except to the extent caused by our gross negligence or wilful misconduct.

10. Termination

We may suspend or terminate access for breach of these Terms or risk to the Services. You may stop using the Services at any time. Provisions that by nature should survive (e.g. liability, indemnity) will survive termination.

11. Governing law

These Terms are governed by the laws of [specify jurisdiction], excluding conflict-of-law rules. Courts in [specify venue] shall have exclusive jurisdiction, unless mandatory consumer or local law provides otherwise.

12. Changes

We may modify these Terms. We will post the updated Terms and update the “Last updated” date. Continued use after changes constitutes acceptance where permitted by law.

13. Contact

Questions: Contact us.

Note: Replace bracketed jurisdiction and address placeholders with your legal counsel’s chosen governing law and venue.